Originally Posted by
Wolverine
Thanks for this knowledge. So basically I /we accepted our retention offers on the LAST day before the $695 was set in stone. So I guess we're SOL, as the 13th month would be mid February....

What I've done in the past in such cases is downgrade (to the green in case of plat card) for a pro-rated refund if no retention was offered and 30 days from AF had passed. I do find enough value in the personal plat to keep without retention but due the Brilliant card downgraded to the $95 legacy card when no retention was offered (and had never even received one in the past).