FlyerTalk Forums - View Single Post - Temp credit limit increase or prepay option for large purchase?
Old Jan 6, 2025 | 1:43 pm
  #11  
Caspavio
 
Join Date: Sep 2024
Posts: 1,752
Originally Posted by mangoMan
Follow up: I ended up calling and pre-paying or a temporary limit increase were not options, as others predicted. The agent did suggest that making a payment, and immediately paying it off, and repeating, could work, but that seems rather cumbersome and I wanted to get this done before Jan 15.
i do not recommend you doing this. this is called credit cycling and it allows you to spend beyond your assigned credit limit in a way. some issuers are uncomfortable with that, especially cycling $40k
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