Drat!
I'm already a Natwest Customer - got a loan with a current account to service it!
Another idea.
1. My wife applies for the BA Amex Credit Card (Free for 1st year) and gets an EC account without flying.
2. She applies for the Natwest Account - 12,000 miles - as above
3. We combine our accounts with a Household Account (also free)
Can't see any flaw with this one.
Only things i'm unsure of is:
(1) Will my wife automatically get an EC account by signing up for the BA Amex card?
(2) Also does anyone know if it's possible to withdraw the £1,250 immediately after depositing it in the Natwest A/c?