Originally Posted by
Sponge24
is there a difference in the two? And due to this if able should I apply for both?
Yes. There is a difference between the two. One is backed by Visa, the other by Amex.
On the Amex Serve website, I believe it says that applications are no longer accepted. Please correct me if I am wrong.
With that being said, I would apply for both if you can do it.