Originally Posted by
dtwtransport
For 2024, my DL Amex was put in the sock drawer late summer after reaching 2025 PM MQD (with zero chance of me reaching the DM threshold). 2025 PM MQD reached by flying spend and Amex MQD.
I am about to dust off that DL Amex and sock drawer my non-DL card for Jan. 1st.
This will be my “rinse and repeat” plan going forward unless there is some sort of incentive to earn and be able to use MQD above the PM or DM threshold.
My suspicion is that late in 2025 they'll probably tinker with some things to incentivize spend above the thresholds in Q4. What I'd probably do in their shoes is something along the lines of MQD rollovers at a reduced value/to a limit (say, 50% of surplus MQDs roll over up to $10k MQDs), or perhaps explicitly allow folks to choose to "swing" December between the years for crediting. What I'm expecting is some sort of semi-targeted points bonus.