Originally Posted by
FluxTZ
For 2024, I have earned $28,230 MQD to secure DM for 2025. If I choose the $500 Amex statement credit (Delta Reserve Card) as one of my 2024 Diamond benefits, would that reduce my 2024 MQDs by $50 (due to the 10:1 ratio for the reserve card)?
It should be treated just like a payment and not offset your MQD earn from spend. But you have until Jan 31st, 2025 to choose 2024 Choice Benefits. So if you want to be totally safe, just wait until after the 1st to claim it.
Er, posted too late. As noted in previous post, it will be treated like a payment and you shouldn't really worry about when to claim it.