Sorry for the misunderstanding on my part, I didn’t intend my post as a critique of anti-churning policies other that they are more strict now than in the past, that information was intended mainly as background information. Better phrasing might have been: Both Barclay’s (Hawaiian cards) and BOA (Alaska cards) now have relatively new strict “anti-churning” policies.

Not sure I understand your comment. How do you characterize roughly two BOA AS cards and a Barclays HA card per year for almost a decade? Reflective of liberal approvals (and thus anti-churning policies)? Something else?