Originally Posted by
Dr Jabadski
Both Barclay’s (Hawaiian cards) and BOA (Alaska cards) have relatively strict “anti-churning” policies. I know, I learned the hard way
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BOA/Alaska: 17 cards past 9 years, including 2 each in 2021 and 2022 and 2023 and non-negotiable declines in April 2024 and June 2024. Was told during 2024 unsuccessful recon calls that BOA had changed from 2/3/4 (2 cards in 2 months and 3 cards in 2 months and 4 cards in 24 months) to max 2 Alaska (?biz/pers) cards in 24 months from approval.
Barclays (Bank of Hawaii)/Hawaiian: 7 cards in past 8.5 years. Was told during June 2023 unsuccessful recon call of non-negotiable 24 months between account closure and approval.
Any DP(s) and/or opinions or predictions regarding easing or termination of these restrictions?
Thank you.
Hmm, I'm not sure I'd characterize roughly two BOA AS cards and a Barclays HA card per year for almost a decade as reflective of "relatively strict 'anti-churning' policies," but I get what you mean. FWIW, I picked up a second AS personal card and a business card about a year ago, with a personal card open and three canceled in the 3-5 years before that. Barclays gave me an HA card a year and a half ago, six months after canceling the previous one, but P2 was rejected for an HA card a few weeks ago, approximately six months after canceling the last one. I'll try Barclays one more time closer to the program merger, but think I'll leave BOA alone until the premium card comes out.
TLDR: slow down for a while and try again.