I have the Citi Exec for the Admiral's Club. I fly from an outstation with an AC, institutional seating in the terminal, and terrible food options. It's almost always a hop to a hub, and MCT+5 minutes layovers make me nervous. I haven’t (knock on wood) needed the AAngels in a long time, and the one time I did, I couldn’t get to them (I to D in MIA, missed connection.)