Originally Posted by
hobo13
My 2024 spend tracker shows $15009. My statement closed 5 days ago, but no free night.
Does the spend tracker include the $95 annual fee, but that spend doesn't count toward earning the free night?
That's the only reason I can guess for why it hasn't shown up yet. Thoughts?
The annual fee does not count toward the free night.
Free Night Award After $15,000 in Purchases: As a one-time bonus each calendar year, you, as the primary cardmember, will earn a Category 1 through 4 Free Night Award after you spend $15,000 in purchases. Purchases are when you, or an authorized user, use a card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count: balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.