Originally Posted by
Whats The Points
Wondering why folks choose this card, particularly if they don’t check a lot of bags. Is it to get the 4X earning on UA vs 2X on the lower tier cards?
The math may work better than the Explorer card for some if you are able to maximize the $125 annual credit and 10K miles bonus -- the latter is a bit fussy to get full use out of, but if you can those two benefits nearly equal the annual fee in value, or perhaps exceed it depending on your valuation of United miles.
The PQP earning opportunities are also somewhat better than the Explorer card, although they come at a steep opportunity cost so debatable whether they are worth pursuing.