I’m done jumping through hoops to justify the AF of many of my cards. At the end of the day I typically just break even so what’s the point.

I’m looking at the Wells Fargo Business Cash Signify card.

looks like a straight 2% back with currently a $500 cash back sign in bonus (for spend)

Am I missing anything? Is it this simple?

it looks like it doesn’t have fee free international transactions but that’s not he end of the world as I use Wise internationally.