Originally Posted by mileshound

I'm going to pay it as an insurance policy. Years ago one of my programs I wouldn't have checked often if doing manually was hacked and they booked flights and drained the account. By updating balances regularly, I caught it much quicker and everything was restored. Also want to make sure no points or certificates expire.

I renew in 6 months. I assume if I do the 5yr plan, my new expiration is in 5 years and 6 months.