Denied for the Elite card "Too many previously opened credit card accounts." I'm at 1/24, latest card open date is from August, previous one before that was 7/2022.

I do have 5 Amex cards (2 charge/3 credit, of which one is biz) but not sure that factors into it. Experian shows 16 open accounts and 22 closed.

I was aware this could be the outcome and no big loss because I just applied for the signup bonus. So I guess the AI overlords accurately predicted I would not have high LTV. I am signing up for the LM+ subscription though.