Originally Posted by Boraxo

Email today from JPM which naturally is not a model of clarity. My interpretation is that credit will reset in December instead of January and any unused amount will be auto-applied as a statement credit on December 30 (no longer use-or-lose?) Then I will get another $300 in travel credits starting March 29. Seems like a double-dip for 2024/25 but I will believe it when I see it. The change in timing - while silly from my perspective - is not meaningful as I put $$$$ on travel expenses on this card over the course of any 12-month period and my AF renews in Sept.

I copy/paste message here:

The timing of your travel credit is changing

Thank you for continuing to be a valued J.P. Morgan Reserve cardmember. We hope that you are enjoying all of the exclusive benefits of your J.P. Morgan Reserve card, including the $300 Annual Travel Credit.*

We would like to inform you that starting in 2025, we will be adjusting the timing of when your travel credit resets.

What to expect:

• In December 2024, your $300 annual travel credit will reset, and you will begin to receive statement credits for travel purchases.
• On December 30, 2024, any unused portion of your $300 credit will be applied to your account as a statement credit.
• Beginning in 2025, your $300 travel credit will reset annually during March 29, rather than at the end of the year.
• All other rewards program terms will continue to apply.

You will begin earning points on travel after you have spent the first $300 in travel purchases.