Originally Posted by
ZenFlyer
Anyone reading this thread is a “churner” to a greater or lesser extent, no?

Umm, no. I average about 1 card per quarter though prior year I actually got 6/yr. While I'm certain that is more apps than 95% of my friends/family I expect that quantity is far below "churner" levels.
FT is a pretty diverse group and from the comments in the Credit forums I expect we have readers on all points on the spectrum.
Pigs get fat, hogs get slaughtered (or in this case, subject to "shutdowns" aka Amex jail)