Originally Posted by
friedablass
Sounds like they're really cracking down because of all the churners
.
Anyone reading this thread is a “churner” to a greater or lesser extent, no?
Originally Posted by
Dr Jabadski
There have always been “haves” and “have nots” in every aspect of the game. AmEx NLL offers, Chase periodic bonus category offers, credit card approvals, whatever, some people have received generously, some have not. The secret sauce recipe is unknown and changes periodically for unknown reasons.
Too early to tell, too few datapoints, to conclude that this is indicative of a fundamental change as to Chase’s approval criteria.
I agree that it is difficult, if not impossible, to reverse engineer the “secret sauce” recipe. While not an apples-to-oranges comparison, for a datapoint trending in the other direction, I was
recently approved for a second INK card despite having declared $0 business revenue, being at 5/24 in terms of personal apps, 5 other Chase cards, etc. Meanwhile, over at Cap One I had to essentially grovel (and give up a SUB) to get approved for a Savor card with a credit limit of . . . $300. (Yes, that is 2 zeros, not three).