Datapoints:

13 month old Biz Plat, one of 5-6 still open from the NLL craze, planning to keep card open for Airline Fee credit, CLEAR credit, 35% point rebate, CL access, no spend after SUB. 10 calls over past 2 months, always nada until yesterday, 30 days after AF charged, last day for AF refund if desired, offered $5k/15k/90 days, accepted.

Same call, just “for the heck of it”, 11 month old no AF Blue Biz Plus, NLL 50k SUB “replacement” of 6 year old BBP, ~$1k per month, offered and accepted (in telephone agent’s words) “standard offer” of 10K/$5K/90 days.