Originally Posted by Boraxo

I have 5 Chase personal cards (will be 4 soon when I close WN) and 3 Chase biz (maybe 2 if I close UA). Typically I re-allocate CL before closing personal cards but do nothing when closing biz cards. I have occasionally re-allocated biz cards to accommodate large purchases or SUB spend as Chase has been more stingy with biz card limits.

I ask the question because I am still debating if it makes sense to reduce the CLs on biz cards if you don't plan to apply for another one ASAP. As I average 2 Chase apps a year, I am not sure it makes a difference for me.