Join Date: Dec 2002
Location: Danville, CA, USA;
Programs: UA 1MM, WN CP, Marriott LT Plat, Hilton Gold, IC Plat
Posts: 18,058
So are you still an advocate for pre-emptively reducing CLs (business AND personal??) as opposed to the older wisdom of reallocating CL to other accounts before closing existing accounts with AFs.