Can someone clarify this point in the wiki:
Note that Chase has shortened the period in which you can close the card and get the fee refunded. It is 30 days for most (or all?) cards.
Is this when the AF posts or when your statement closes with the AF?
Also, the AF has posted on one of my cards - do I need to wait till I get the statement to call and ask for a retention offer (this is year 1 of that card - so I technically haven't had it a full year yet)
Thanks