American Airlines
Benefits:

MERRILL+ 2
AAdvantageŽ Status Match - American Airlines will provide MERRILL +2 and +3 cardholders with status matches to AAdvantage GoldŽ and AAdvantage PlatinumŽ, excluding AAdvantage Executive PlatinumŽ.

MERRILL+ 3
Complimentary Earned Tickets - MERRILL+3 cardholders will have the opportunity to earn complimentary tickets for travel on American Airlines as defined below.


Terms:

AAdvantageŽ Status Match
American Airlines will provide MERRILL +2 and +3 cardholders with status matches to AAdvantage GoldŽ and AAdvantage PlatinumŽ, excluding AAdvantage Executive PlatinumŽ. Status matches in American Airlines AAdvantageŽ program are valid for one year from the date of issue. Copy of the cardholder's current statement reflecting such status on another airline must be submitted to Merrill Lynch in order to qualify. To take advantage of this offer, cardholder must mail a letter stating the following information: First Name, Last Name, Complete Address, Phone Number, Last four digits of MERRILL+ card & AAdvantage Frequent Flier Number, along with a copy of cardholder frequent flyer membership status on another airline, to:

Merrill Lynch
MERRILL+ AAdvantage Status Match Offer
PO Box 2000
Pennington, NJ 08534-9888

Merrill Lynch will not be held responsible for incorrect or missing information.

Complimentary Earned Tickets
MERRILL+3 cardholders will have the opportunity to earn complimentary tickets for travel on American Airlines as defined below. Complimentary tickets must be earned by meeting flight requirements flown by the same traveler. Flight award tickets are subject to approval and will be awarded following completed flights. For each cardholder redemption of two (2) Business Class round trip tickets from any American Airlines, U.S. gateway to London, the traveler will earn one (1) complimentary Business Class ticket valid for international travel. For each cardholder redemption of three (3) Domestic U.S. 48 States and/or Canada First Class round trip tickets, the traveler will earn one (1) complimentary First Class ticket valid for travel within the U.S. 48 States and/or Canada. For each cardholder redemption of three (3) Domestic U.S. 48 States and/or Canada Coach Class round trip tickets, with a minimum fare of $450 (or more) round trip, the traveler will earn one (1) complimentary Coach Class ticket valid for travel within the U.S. 48 States and/or Canada. For each cardholder redemption of five (5) Domestic U.S. 48 States and/or Canada Coach Class round trip tickets, purchased at any published fare, the traveler will earn one (1) complimentary Coach Class ticket valid for travel within the U.S. 48 States and/or Canada. All tickets must be flown and verified. Complimentary tickets will be provided to the traveler upon verification of proof of purchase, i.e. boarding pass, copy of ticket, electronic or paper, detailing class of service and fare purchased. Passenger must be a member of the American AAdvantageŽ program in order to be eligible for this offer. Earned tickets will be valid for travel twelve (12) months from the date of issue. It may take up to six months to receive your complimentary earned ticket. Ticket redemption must be completed one-year from the last qualifying ticket purchase. Complimentary tickets may be redeemed for travel by the purchaser or for a traveler of their choice. The name of the traveler must be provided at the time of redemption. Award letters/tickets are non-transferable once issued. As a MERRILL+3 cardholder, there is no limit to the number of times cardholder may obtain this benefit. For purposes of this section, cardholder redemption occurs when: (1) the cardholder redeems +Points in exchange for travel with American; or (2) the cardholder purchases travel with American through the Merrill Travel Advisor and receives Rewards credit. Award letters are not replaceable if lost or stolen and cannot be extended or renewed. Travel must be via the most direct American Airlines/American Eagle routing. Unnecessary and circuitous routings, connecting points, and/or segments are prohibited. Stopovers are not allowed, except for connecting purposes. Passengers are not eligible for American AAdvantageŽ mileage credit or any other promotional benefit that American might offer. Fees, taxes, surcharges, and/or service charges are the responsibility of the traveler. American Airlines reserves the right to embargo award travel and change policies without advance notice. Once ticketed, changes are permitted as follows: (1) Simple date/time change (routing remains exactly the same): No fee (2) Routing change: $100 USD Administrative fee per person, payable via MERRILL+ card. Offer valid thru 12/31/05. To take advantage of this offer, cardholder must mail a letter stating the following information: First Name, Last Name, Complete Address, Phone Number, Last four digits of MERRILL+ card & AAdvantage Frequent Flier Number, along with qualifying boarding passes to:

Merrill Lynch
MERRILL+ Complimentary Earned Ticket Offer
PO Box 2000
Pennington, NJ 08534-9888


Delta Air Lines
Benefits:

MERRILL+ 2
Transatlantic Companion Ticket offer - purchase a qualifying round-trip full-fare Business Class transatlantic Delta Airlines ticket and bring a companion along for free.
Frequent Flyer Status Acceleration Offer - this benefit awards Silver Medallion Status to cardholders that fly 6,000 miles or Gold Medallion Status to cardholders that fly 12,000 miles during the period from April 1, 2005 through June 30, 2005.

Terms:
Transatlantic Companion Ticket offer
Tickets can only be booked and ticketed by calling the MERRILL+ Benefits Center at 800-782-8388 (option 2).
Available to MERRILL +2 and +3 cardholders, Delta's 2 for 1 ticket applies to business class "JR" fare tickets, with travel originating in the continental U.S. only.
Qualifying cities include: BOS-Boston, CHI-Chicago O'Hare, Chicago Midway, DTT-Detroit, LAX-Los Angeles, JFK-New York John F. Kennedy, PHL-Philadelphia, SFO-San Francisco, WAS-Baltimore, Washington Dulles, Washington National
Customer is responsible for all Taxes, Segment Fees, Passenger Facility Charge or Security fees.
Applicable to only DL online and DL operated destinations, flight numbers 001- 54 (International sectors) with the exception of LGW-London Gatwick; BOS- Boston, NYC-JFK, EWR to LGW-London Gatwick, MAN- Manchester, SNN-Shannon, DUB-Dublin, MUC-Munich, STR- Stuttgart and ZRH-Zurich. Any tickets that originate in all US cities with destination to London are also excluded from this offer.
No DL code share flights will be allowed on the transatlantic or within Europe sectors.
Program not combinable with any other program, offers, promotions, or fares.
The Primary and Companion travelers must accompany each other on the same flights, dates, and itinerary
Companion ticket it subject to availability of applicable inventory.
Offer valid thru 12/31/06.

Frequent Flyer Status Acceleration Offer
Cardholders must call (800) 782-8388 by 3/15/05 to enroll in this benefit
Qualifying Fares are all fares excluding those with a fare basis beginning with L, U, and/or T in any segment within an itinerary.
Qualifying flights must be flights booked as a result of +Point redemptions made through Merrill Travel Services
Upgraded status will be valid thru February 28, 2006.
Cardholder must be a member of the Delta SkyMiles program in order to qualify for offer.