I didnt know there is so much concern. I am only 21 and have been using my visa check-card every time I travel. I actually use it for everything. Being as I am only 21, credit cards scare the living heck out of me. There are horror stories all over campus about kids signing up for credit cards and getting stuck in a hole for the next 15 years.

My old roommate use to have one and he bought stuff like there was no tomorrow. He always said, "If I die before I go bankrupt, then I win." Unfortunatly for him, he didnt die.

So, since I basically only want a credit card so I can start racking up miles. What is a good card/plan for me since I am a budget type spender and wont spend much more than $500 a month but would like to start collecting miles.

By the way, I am impressed with all the responses. Especially since I only have a few posts to my name.