What's been the experience on targeted offers appearing in online banking while logged in, which are not available for the P2 person applying if they log-in (the typical "offer no longer available" error), BUT which do not have the company or the individual's name filled in. Technically, it looks like it's possible to submit the app form for such an offer appearing to P1 in the name of P2, while logged in as P1. The clean form can be obtained by declining to prefill the form with existing card info when prompted.

Just curious if others have done this - seems like such a low hanging fruit, and does it work or does it lead to problems.