If the comparison between the two cards on upgradedpoints is correct, then it seems neither card offers much value to someone who is already wealthy. Personally - and I am by no means super rich - I find I don't really care about bonus points or discounts at hotels, car rentals etc. What I do value is high quality, service, saving time and extraordinary experiences. And the cards do not seem to offer much of that, from what I can read here and from other sources. Then there's the vanity value of having an unusual card but then again if you 're already wealthy you are likely quite successful and should be able to satisfy your ego in other ways than showing off a blingy card