A bit of follow-up...

2FA via e-mail is definitely not an option per Chase (although it still appears as an option in my profile).

This has not been an issue recently as I've not had any trips >25 days, i.e. able to pay my credit cards when I return home in a timely manner.

This upcoming trip will be 30 days, and therefore need to access Chase, and I will not have my US phone. Chase's solution - call collect somehow. But Chase also stated that my phone and notebook are already associated with my profile, and 2FA should not be required out of the US. Also, Chase advised that if I do everything via the app, internationally, all is good also.

What say you? What is your experience?

Thanks!

(Note that Schwab is now using Norton VIP access - an authenticator app.)