Originally Posted by
ZenFlyer
I’m not intending to pick a fight but am genuinely curious—do you know the latter part to be true? I’m asking because I’ve seen you post on other parts of FT about your (remarkable) success in churning cards for SUBS. Might a particular bank not view that as a less-than-profitable endeavor?
In my limited dealing with Citi, I get a sense that it's more conservative for credit card lending than other credit card issuers. I suspect OP's long history of churning (as he/she self-reported here) is more risk than Citi is willing to take even if he/she ends up being profitable for Citi in some other ways.
LAX