Originally Posted by
guv1976
I am a NYS resident and have the CS Preferred card; so far, I have not yet been informed of any change in my coverage. Ditto with my US Bank Altitude Reserve, which also provides primary coverage. We'll just have to see if this change will apply to all credit cards, all Chase credit cards, or just the CSR.
(My CSP benefits guide does say that the coverage is unavailable where prohibited by law.)
The new
Guide to Benefits for the CSP, effective October 2024, has the same wording as the one for the CSR, as quoted by the DoC article (see page 3):
Inside the United States and outside the United States (where this benefit is available) the coverage provided is primary. New York Residents, inside the United States coverage is primary unless You have personal automobile insurance in which case it is excess.