Originally Posted by Dr Jabadski

I may not be understanding the question correctly and I’m not sure if the question refers to a Bilt Rewards Mastercard Credit Card account or only a Bilt rewards account (without Bilt Credit Card).

If the question is referring to the (as per WikiPost) “Bilt Rent Account, which is a transaction bank account that can be used by you solely to make rent payments”, the account and routing numbers for which are assigned upon approval for a Bilt Credit Card, then upon sending those account and routing numbers for payment of HOA fees via ACH pull, the charge for those fees will appear like any other charges on one’s Bilt Credit Card activity and if 4 other transactions are made during the statement period will earn 1x Bilt points.

I believe Bilt Protect only applies to those who have a Bilt Rewards account WITHOUT an associated Bilt Rewards Credit Card or those who opened a Bilt Rewards account well BEFORE opening a Bilt Rewards Credit Card. I don’t have either of those uncommon experiences, maybe someone(s) who does can confirm if my understanding is correct.