Originally Posted by
AMSR
And it also has primary rental car coverage. AMEX also offers primary rental car coverage, but you have to pay a fee every time you use it. In Bilt's case, this appears to be included with the card.
It’s primary unless you are a New York resident. I thought I would point that out for completeness since Bilt probably has a ton of NY renters as members. Then again, those same members may not have their own car insurance due to lack of personal vehicle, maybe it doesn’t matter.
I currently have two Chase cards with primary coverage. They do have an annual fee.