Thank you.

And “the check is in the mail”. Credit Card SUB offer end dates are notoriously inaccurate, either intentionally and/or incompetently and/or uncaringly and/or due to demand. “10/31” could easily end up being 10/5/24 (tomorrow) or 11/31/24 (yeah, I know, wanted a date about a month away ) or 5/31/25 or any other date you can think of. It’s somewhat risky to delay, for CC SUB offers best policy is: strike while the iron is hot*.

(* “strike while the iron is hot:
(metallurgy, blacksmithing, literally) To strike a hot piece of metal, especially iron, with a mallet or other tool before it cools, while it is still hot enough to be shaped.
(idiomatic) To act on an opportunity promptly while favorable conditions exist; to avoid waiting..”)