Originally Posted by
Boraxo
Yes, I am at a loss to understand the appeal of this card for non-renters.
There is no SUB. The category bonuses (dining, travel) are mediocre compared to other cards. The double bonus on rent day is competitive, but I have several other cards that do not limit everyday spend bonus to 12 days and instead offer 2/$1 on everyday spend 24/7/365.
Perhaps the best thing that can be said for BILT is that points transfer to AS, so maybe the card is useful if that is your ultimate goal (as the BofA AS card is even weaker for everyday spend). But otherwise I see no reason to waste a 5/24 slot on this card (already did that way too may times, e.g. JCB Marukai, CNB Crystal, X1).
Or am I missing something??
100-150% transfer bonus for Platinum members. It was great when you could do up to 10k bonus points per month each rent day. I earned 170k points this year and would've been over 200k by the end of the year if they didn't reduce the rent day spent from 10k to 1k.
So with a transfer bonus, the 2x on rent day eventually turned to 4x-5x, plus 1x on rent. It was incredible while it lasted.
I'd gladly pay $300 AF to get 2x on Bilt general spend considering the transfer bonuses.