Originally Posted by
ecs0013
Things like groceries, gas/EV, dining, etc. feel pretty easy to maximize in a quarter for a lot of people. I'm not disagreeing with your comment (have two myself), but other than supplies, vet visits are not exactly something you can plan around on Chase's schedule (even regular checkups/vaccines may not be around Q4.) Even then, I don't think everyone would bulk-purchase pet supplies for the entire year...maybe gift cards for Petco/Petsmart/etc.?
I know this is going to shock you but Chase's goal is not for you to maximize the credits.
If you go to McDonalds once a week or every other, than people will stick this card in their wallet for the 5x. It keeps their card there for other purchases. Same applies to smaller pet shop purchases.
Seem to be pretty reasonable to me