FlyerTalk Forums - View Single Post - DCC: Dynamic Currency Conversion (2017-2025)
Old Sep 3, 2024 | 11:36 pm
  #1214  
Majuki
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Join Date: Jul 2009
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Originally Posted by Kremmen
Japan has got a lot better.
While this is true, cash or cash equivalents, such as an IC card, can in many cases be more convenient or universally accepted. Since I don't have an iPhone (or Japanese Android phone), I don't have a Suica card in a digital wallet with digital wallet top ups. For that, I top up my physical Suica card with cash from a 7-Eleven ATM, which does have DCC.

In keeping with the topic of this thread, I will also use cash for small transactions in places where forced DCC is ubiquitous. Some countries make it difficult, if not impossible, to opt out of DCC. While I might be inclined to fight a bunch of < US$5 charges with forced DCC on principle, I recognize that a card issuer in the US is more likely to simply issue a credit for a currency transaction dispute rather than pursuing a full chargeback with the merchant. In those cases, the merchant gets away with DCC on the transaction even if I as the customer am made whole.
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