Originally Posted by
Majuki
If it works for your use case, and you're able to swing 5x for all of your spend, that's fantastic. In my case, Bilt allowed me to go from earning 0x to 1x on my HOA fees and a zero effort 2x on Rent Day for purchases that I can time.
Our HOA fees are relatively low and there is no CC payment option (though of course could pay via BILT).
As noted above, the question now (for those of us who don't currently hold the card) is whether it is worth wasting a 5/24 slot on this card especially now that the rent day bonus is capped at $1k in spend. The 5x bonus discussion on the Chase card is irrelevant, and I'm not going to spend $1k dining on the first of the month. So it really boils down to an extra 1000 points on everyday spend - which I already get elsewhere 24/7/365 (no special timing needed).