Originally Posted by
Boraxo
Yes, I am at a loss to understand the appeal of this card for non-renters.
There is no SUB. The category bonuses (dining, travel) are mediocre compared to other cards. The double bonus on rent day is competitive, but I have several other cards that do not limit everyday spend bonus to 12 days and instead offer 2/$1 on everyday spend 24/7/365.
Perhaps the best thing that can be said for BILT is that points transfer to AS, so maybe the card is useful if that is your ultimate goal (as the BofA AS card is even weaker for everyday spend). But otherwise I see no reason to waste a 5/24 slot on this card (already did that way too may times, e.g. JCB Marukai, CNB Crystal, X1).
Or am I missing something??
For Hyatt people, AFAIK, this card is the only way to get 2x on spend like tax payments (I know, gone 10/1), insurance payments, medical bills, etc. So for the last few years, it's been great for non-renters who stay at Hyatts.
If you have another way to get 2x on otherwise non-bonused categories, I'm all ears.
It's also a decent all-around card for people who don't want to pay an annual fee, eat out some, and travel internationally some.