When they have the 5% points rebate, I redeemed a bunch for the $200 VGC. It's a PITA to use, but I found I can add to Apple Pay and then it's fairly easy for the stores that take it. Most will let me split payment.

I'm also bathroom remodeling so Home Depot and Lowe's are also useful.

For the 3,000 -10k points that expire in like 3 weeks, I usually redeem for Amazon GC.