Originally Posted by
gudugan
If you live in a property that has a partnership with Bilt (
https://www.biltalliance.com, they claim 4M+ properties), I think you can pay directly with the app without the credit card. I don’t live in one so maybe someone else can provide more color.
You can also link your non-Bilt credit or debit card to Bilt and earn purchases on restaurants. Similarly, you can also earn points on Lyft.
Lastly, you can pay rent with a non-Bilt credit card and pay a 3% fee. You earn 250 points by doing this but it isn’t advisable.
Originally Posted by
gudugan
I found a Reddit thread where it said if you live in a Bilt Alliance property as a non carhdholder you only get 250 points instead of 1x.
If you generously say that the Bilt points are worth 2cpp, 24k points per year is $480 per year or $960 every two years. If you count this as one of your 4 personal SUBs per two years, you can find better SUBs than that. Not counting the 5x for the first 5 days with max $10k spend.
The other answer is ... a lot of people find credit cards scary and don't want to apply for new ones?
SUBs they are good; but the fact is that there is simply no other no fee option that gets you 1 point = 1 rent dollar, PERIOD. And for all those who pay rent, it makes perfect sense because like you say, otherwise an average renter is leaving $480 or close to $500 annually on that table.