I got the utility offer too. 5% statement credit for $450 - $1000 spend per month for 3 months. Not the best but it could very well come in handy if I get the 250,000 SYWPs for $1000 online spend/mo offer on the 15th of 1 - 3 of the next three months. I paid a hefty summer electric bill last time and that $500 counted toward online.