Originally Posted by
mfirst
Flyer -
yes, Morgan Stanley.
how do I easily determine when the fee gets posted - would it not be too late to avoid another year if it already hits?
why downgrade to gateway vs get rid of them all and just get club card?
It was mostly to make sure have any auto pay stuff off them and have the credit limit there to move to the club card for a larger total limit. I would open the club card first then move the credit limits to it before you close them. the gateway idea is cause that is the no annual fee united card and you didnt say if you were under 5/24 so you would just park the limit there until you could open the club.