Originally Posted by
diesteldorf
You can get 3X on many no-fee cards, like the Chase Freedom Flex, so that same $30,000 spend would yield 90,000 UR points with no annual fee, vs. 120,000 (30,000 more) on the Amex Gold.
On quarters where the Chase Freedom Flex has a bonus on dining, it's even possible to earn 7X on the first $1500 per quarter, (1X + 4X + 2X) outearning the Amex Gold.
If only Chase offered a permanent 3x multiplier on groceries on one of the Freedom cards instead of duplicating 3x at drug stores on both.