Around 15 minutes ago I received the email addressed to the primary card holder as well. New AF for renewals goes into effect on 10/1/24.
Originally Posted by
Kacee
....
The value prop for this card will really only pencil if you're a heavy user of the 4x points categories. Otherwise you have to really work at earning marginal monthly credits to get even close to the new $350 AF.
Big contrast with Plat, from which I get literally thousands of dollars in excess value every year.
New AF is $325.
Many do max out on the 4x groceries and dining making it worth the AF.
I can see getting excess value of a couple hundred dollars on the Plat but I'm wondering how you get thousands?