Originally Posted by
Boraxo
This is problematic as P2 does not worry about monthly credit usage, in fact it is difficult just to get her to use the right card for bonus and non-bonus spend.
And of course this simply covers dining, and not the many other "coupons" such as Saks, Clear, etc. not to mention all the annual free hotel nights and credits etc. - again for multiple persons.
I have the same problem/concern, and I have set up my P2 with a few cards that don’t require either of us to track stuff or worry about what card to use. Basically, the only P2 “coupon” I need to track is the AS companion cert. I book almost all our travel and pay almost all our large bills and can optimize that way. And to simplify my own life, I have cut back on some nominally net-positive cards recently. I “lost” two annual free night certs when I cancelled my Hyatt and Marriott cards, but I am sure I will do fine.
I am not eligible for the Gold card anyway, but if I was an eligible customer, I really wouldn’t be interested in a $325 coupon book at this time. I really wonder how much broad appeal this card will have going forward.
My current (mental) focus is on using and getting good value out of my existing account balances. Over the last few years, my points earnings have exceeded my points expenses (for various reasons), and that is changing this year.