Originally Posted by
Boraxo
Interesting - I guess we now know the target audience.
Here's the problem for me, this is a snapshot of what I have to track this month (plus soon Resy as well?!):
Monthly Dining Credits - July 2024
- B- $12 Doordash (JPM) - ✅
- P2- $15 Doordash -
- P2- $15 Ubereats w/ AmexPlat -
- B - $15 Ubereats w/AmexPlat - ✅
- P2 - $25 Dining w/AmexBonvoy - ✅
- B - $25 Dining w/AmexBonvoy - ✅
- P2 - $10 Grubhub/CF - ✅
- B-$15 Instacart (JPM) -
- B-$10/qtr Instacart (Freedom) -
This is problematic as P2 does not worry about monthly credit usage, in fact it is difficult just to get her to use the right card for bonus and non-bonus spend.
And of course this simply covers dining, and not the many other "coupons" such as Saks, Clear, etc. not to mention all the annual free hotel nights and credits etc. - again for multiple persons.
Compare to my JPMR aka CSR card, where I am one-and-done in January with the annual $300 travel credit. Even the Chase WN EBCI and BS credits are easier to use.
It will be an easy call to cancel the $650 AF Bonvoy Brilliant cards if we do not get stellar use from those 85k certs, which would greatly simplify my life LOL.
I very much dislike the couponing as well but at the end of the day if I'm at a net positive then I'll keep the card and live with it.
You wouldn't have to track the 2x Uber credits you have separately, if as I mentioned above you would load both to the same Uber account.
Which card is it that gives you $10 Grubhub monthly other than the Amex Gold (CF?)?
The Instacart credits are going away at the end of this month so there will be no need to track those.
Originally Posted by
scubadu
Interesting, thanks for sharing. I wonder when the changes go into effect for existing cardholders and if they will be notified. For example, will the Shake Shack credit stop working immediately. Are the Resy credits available now for existing cardholders?
Will be interesting to see if they notify existing cardholders of the changes and when they are in effect.
Regards
Very interesting that as an existing card holder I received an email this morning, not for the primary member but for one of the AUs titled "
Dine, travel, and unlock new experiences with your Additional Gold Card."
It describes exactly all the benefits discussed here and it sounds like once the Basic Cardmember enrolls you can enjoy the benefits right away; it's once per account, but they're letting my AU know that they can be the one to use it as well, doesn't have to be the primary that uses it.