Originally Posted by
nexusCFX
Went from 22K limit on Evolve card to 10K on WF card. FICO over 800, ~400k income. WF very stingy.
What is your total credit limit across all cards? Utilization? Any new recent accounts? Trying to tease out what they care about.
I have a similar profile, and was given a $30k limit by Wells. But this was a fresh application in May without any prior Evolve card. My utilization was 0 (I pay off before statements are cut) and my total credit was around $85k across 7 accounts before the Bilt card. 3x Chase, 2x AMEX, 1x BoA, 1x Barclays. I've never done business with Wells before.