Originally Posted by
conde
If Gold cardholders can stomach the higher annual fee and are happy with the monthly credits, then the Gold card is worth it. If not, the sky isn't falling because there are other good card options.
Not one person likes monthly credits but they are tolerated because people value the other perks/benefits.
Amex Plat is a perfect example because it is the only options for Amex airport lounge access (well, there are cards with higher AFs LOL) So I tolerate the montly coupon book nonsense because I value the lounge.
What perks does Amex Gold provide that you can't get elsewhere? None that I can see. Monthly credits are not perks they are simply a way to recoup your AF (we can all easily buy uber or grubhub or whatever directly as needed). Many other cards bonus restaurant spend, and to a lesser extent groceries. Gold will see massive attrition unless they make it special for something. At this price point it's getting close to Cap1, which now has lounges.