Undoubtedly the vast majority of customers Chase is directing these cards (JPMR, CSR) to are not nearly as “savvy” as many of us points and/or miles and/or club access savants. To most people these cards are merely (? a small) part of an overall relationship, to us they’re often the meat of the matter or the only part with significance and consequence. In all likelihood Chase’s marketing and products are directed toward the majority of their (potential) customers, fortunately we get to be the beneficiaries of Chase’s largess in this regard.

As an admitted SUB monger addict savant with my last Sapphire SUB 44 months ago, my only concern in this regard is how, in ~ 5 months, I can get a SUB for both a CSR or CSP (whichever is higher) AND a JPMR. Trying to figure out which should be the chicken and which should be the egg*.

(* “Which came first: the chicken or the egg? It’s that old riddle that’s sparked many arguments through the ages: was it the chicken or the egg that came first? It’s such a tricky question because you need a chicken to lay an egg, but chickens come from eggs, leaving us with an intractable circle of clucky, feathery life that apparently has no clear starting point.

Thankfully, there’s no need to keep brooding over this forever. This is a riddle we can unscramble with the tools of science—more specifically, the principles of evolutionary biology.

Let’s get cracking. …

Back to our original question: with amniotic eggs showing up roughly 340 million or so years ago, and the first chickens evolving at around 58 thousand years ago at the earliest, it’s a safe bet to say the egg came first.”)