Originally Posted by
worldwidedreamer
… higher annual fee. …
As per images below, current advertised AFs are identical.
Originally Posted by
Boraxo
I had no trouble getting a CSR when it was originally rolled out, about 2 years after I got my Palladium (JPM-R)….
Thank you for the datapoint. Being that CSR was introduced ~8 years ago, 2-3 years prior to the start of the Sapphire (SUB) 48 month restriction and in the infancy of 5/24 when CPC was a well-documented workaround (to 5/24), the datapoint may no longer be accurate.
Originally Posted by
worldwidedreamer
So I have a CSR, and a lifetime United Club membership. Cannot figure out why I'd want this card …
SUB, no reporting to credit agencies, “prestige”, “membership has its privileges”. Opps, sorry, the last one is AmEx advertising hyperbole propaganda (started in 1987 when there were few actual concrete privileges
).
The “no reporting” might be of interest (as I recently relearned). I put a large HOA assessment on my (personal) Bilt card, ~60% credit utilization on that card, ~10% all personal cards. Chose to delay payment until few days prior to due date to earn additional Bask Bank AA miles. All 3 of my credit agency scores went down by ~30 points. Will probably rebound quickly, but still annoying.
