Originally Posted by
exigence
I wondered the same, but the JPMR is not a Sapphire card. They mean it literally. If I recall correctly, I had a CSR within 48 months of opening my JPMR. That affected neither my ability to open the JPMR nor my ability to get the SUB.
I had no trouble getting a CSR when it was originally rolled out, about 2 years after I got my Palladium (JPM-R)
That said functionally - as discused extensively above - the JPM-R is identical to the CSR, with the exception of a few features like the unpublished UC membership. Same promos, identical travel insurance, etc.
It would be great to see some product differentiation but I'm not holding my breath. Since CPC and CSR were rolled out the only consistency has been backtracking on benefits and perks.