Given the financial situation reported, the fact the bonus is capped at 50k pts anyway, and the fact I recently burned 70k AS miles on a reward flight that the bonus on 50k would more than replenish, seems it's time to do my first bilt transfer out... Plus realistically AS is the only transfer partner I otherwise have no easy way to add significant points to given you can only churn the BOA cards once every couple years anymore- while all the other partners I can trivially get whatever points I needed from MR/UR/TYP transfers.